Expert Guidance for Individuals & Families Navigating Mortgage Solutions
Our Practice is Built on Trust & Communication
Helping clients navigate homeownership, new beginnings, and financial confidence—one mortgage at a time.
Marcia Zigler is a California licensed Mortgage Loan Officer (NMLS #1608840) with Home First Financial, specializing in first-time home buyers, divorce mortgage planning, one-time-close construction loans, and Conventional/FHA/VA financing. With a Master's degree in Clinical Psychology from Pepperdine University, Marcia brings a unique blend of financial expertise and empathy to every client interaction—ensuring borrowers feel informed, supported, and confident throughout the lending process.
Marcia has funded over $50 million in home loans across Orange County, San Gabriel Valley, San Bernardino Valley, and Coachella Valley. As a Certified Divorce Lending Professional (CDLP®), she partners with divorcing spouses and their Divorce Teams—including family law attorneys, mediators, financial advisors, and therapists—to provide mortgage solutions that align with settlements and promote long-term financial stability. Her expertise includes loan assumptions, home equity buyouts, and affordability analyses based on spousal and child support.
In addition to divorce lending, Marcia specializes in one-time-close construction loans for ground-up custom home builds, working directly with general contractors to help clients finance projects ranging from $380,000 to $890,000. She is also deeply committed to educating first-time home buyers, guiding them step-by-step through the mortgage process with clarity and care.
Affiliated with Home First Financial and Seven Gables Real Estate, Marcia is broker-approved with over 20 wholesale lenders and maintains a 5-star rating on Google. She is an active member of Second Saturdays and Collaborative Divorce Solutions of Orange County, where she provides resources and education to individuals navigating divorce.
Marcia's approach is rooted in integrity, collaboration, and education. Whether you're purchasing your first home, building new, or navigating a major life transition, she is dedicated to helping you create a strong financial foundation and a place to truly call home.
Professional Licenses & Members
Divorce Lending Association, Certified Divorce Lending Professional (CDLP®️)
NMLS #: 1608840, 2017, Licensed Mortgage Originator (CA)
Department of Real Estate, CA, 2017 DRE #:02030282
Second Saturdays, Orange County
Guiding clients through homeownership, life transitions, and financial clarity—one mortgage at a time.
Serving Orange County, San Gabriel Valley, San Bernardino County and the Coachella Valley